=== REFINED, LOW-MILE, TURBOCHARGED, SCANDINAVIAN-STYLED, NONSMOKER, EVERYDAY LUXURY WITH A SWEDISH ACCENT! === Some luxury SUVs shout and the Volvo XC40 simply makes a quiet, confident point. This 2020 Volvo XC40 T5 Momentum, with the odometer reading just 28,142 miles, pairs a metallic exterior finish and a Blond interior with a turbocharged engine, all-wheel drive and a panoramic roof for a compact SUV that feels special every day without feeling oversized, whether it is headed downtown, up a snowy driveway or out on a weekend road trip. Under the hood, a 2.0-liter turbocharged four-cylinder makes 248 horsepower and 258 lb-ft of torque through an 8-speed automatic transmission, and Volvo's all-wheel-drive system helps this XC40 stay planted when the weather turns. Navigation, heated front seats and a heated steering wheel make the cabin as welcoming in January as it is in July, and the compact footprint makes city parking easy. The history is easy to appreciate. CARFAX documents seven service history records, personal lease use followed by personal ownership, and recent upkeep that includes an engine oil and filter change in August 2026 and a New Jersey emissions inspection the same month. Earlier records show a maintenance inspection, a four-wheel alignment and three new tires in July 2024, and the pre-delivery inspection in September 2019. Â === Why Shoppers Buy This Model === The XC40 is Volvo's compact luxury SUV, and KBB's experts rate the 2020 model 4.7 out of 5, pointing to its expressive styling, sophisticated interior and strong safety credentials. It offers the elevated seating position and flexible cargo space of an SUV in a size that is easy to live with in town, wrapped in the clean, uncluttered design Volvo is known for. Shoppers typically cross-shop the XC40 with the BMW X1, the Audi Q3, the Mercedes-Benz GLA and the Lexus UX. Many choose the Volvo for its distinctive Scandinavian look, its turbocharged T5 power and a reputation for safety that few rivals can match. Â === Automotive Press and Industry Recognition === KBB's experts rate the 2020 Volvo XC40 4.7 out of 5 and note that KBB named it the 2019 Best New Model. According to KBB, the XC40 earned the IIHS's highest crash-test marks and a Top Safety Pick rating. KBB lists the XC40 T5 at 248 horsepower and 258 lb-ft of torque and describes the Momentum trim as standard with 18-inch alloy wheels, LED headlights, a power tailgate, lane-keeping assist, automatic emergency braking, a 12.3-inch digital driver display and a 9-inch touchscreen with Apple CarPlay and Android Auto. Â === Warranty === The odometer on this XC40 currently reads 28,142 miles. This XC40 still has SOME factory warranty protection, measured from an estimated in-service date of September 2019. Remaining Transferable Factory Coverage: * Corrosion Perforation Warranty: 12 years with unlimited miles, running through September 2031, subject to Volvo's applicable terms and conditions. Volvo's 4-year/50,000-mile New Vehicle Limited Warranty has expired by time. Extended service plans are available for owners who want protection beyond these factory terms. Â === Standard Features === The XC40 T5 Momentum is well equipped from the start, with a turbocharged engine, all-wheel drive, 18-inch alloy wheels, LED headlights, a power liftgate, roof rails, rain-sensing wipers and a power driver seat with memory. Inside, a 9-inch touchscreen with Apple CarPlay and Android Auto and a 12.3-inch digital driver display bring a modern, uncluttered look, while automatic climate control, cruise control and a leather-wrapped steering wheel keep every drive comfortable. Â === Installed Options === This XC40 was ordered with desirable factory equipment beyond the Momentum's strong standard list, led by a panoramic roof, factory navigation and heated comfort for both the seats and the steering wheel. Â === Standalone Features === * Laminated Panoramic Moonroof * Brings in natural light